Downloading The Debt

She signed a contract. She didn’t expect to fall in love. Sienna Cole’s father vanished and left her holding a $2.3 million debt she never agreed to. No apartment. No credit. No options. When Genevieve Marchand — the ruthless CEO who owns the debt — offers to erase it all in exchange for six months of Sienna’s “availability,” Sienna knows what it sounds like. She says yes anyway. Genevieve is brilliant, controlled, and untouchable. She doesn’t do vulnerability. She doesn’t do need. What she does is collect leverage — and Sienna Cole, with her sharp mouth and flour-dusted hands, is leverage of a very particular kind. But the penthouse isn’t what Sienna imagined. The demands aren’t what she feared. And the woman behind the armor — the one who burns eggs at six AM and shakes when touched with tenderness — is nothing like the monster Sienna braced for. As the arrangement unravels and the power shifts, both women must confront what terrifies them most. For Sienna: that she isn’t staying because she has to. For Genevieve: that no amount of money can buy what she actually wants — the courage to be loved without leverage. Set in rain-soaked Portland, The Debt is a slow-burn sapphic romance about inherited damage, chosen healing, and two women who meet at their worst and build something extraordinary — a bakery, a life, a love that was never for sale. Perfect for readers who love: enemies-to-lovers, forced proximity, slow burn, power dynamics, strong heroines, and the moment the ice queen finally breaks.